Struggling with Debt?

 

Debt

More people than ever before are getting into debt. It is often linked with redundancy,           unemployment, separation, sickness etc. Anyone can find themselves in debt. Whether you have one small debt or many larger debts, we can help you deal with the situation and sort things out. 

What we can do for you . . . 

  • Assess your financial situation, check your benefit entitlement and give you budgeting advice if needed. 
  • Help you to deal with any emergencies, such as bailiff action, the threat of eviction or disconnection, court hearings or any other  issues needing urgent attention. 
  • Advise you which payments to prioritise and help you to deal with priority debts such as arrears of rent, mortgage, council tax or fuel. 
  • Advise you on whether you are liable for the debts and help you challenge your liability where appropriate. 
  • Assist you in responding to court claims and in applying to court where necessary. 
  • Having assessed your level of income, your assets and your     general circumstances, we will explain all the options available for dealing with your debts. 
  • We will keep you informed and updated as your case progresses. 
  • If it is appropriate to refer your case to another agency, we will advise of this as soon as possible. 

Find out more with our Help with Debt Advice Leaflet

Find out more with our Basic Bank Account Leaflet

Find out more with our Managing your Money Leaflet

Find out more with Magistrates Court Fines Leaflet

Find out more with Debt Relief Orders Leaflet

 

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How we can help

Our advisers can help you resolve your problem.
We explain your options and the possible outcomes of different courses of action. We don't tell you what to do - we encourage you to make your own decisions and act on your own behalf. We aim to help you manage your own problems by identifying options for you.

Get Advice

“I was being harassed by bailiffs who were threatening to take my possessions. I did not know where to turn. I took a chance and rang the CAB, I cannot tell you how much my adviser helped me. Her demeanour was so reassuring. She even rang me afterwards to find out how I was  getting on. She was a shining star and a quality adviser and I thank her from the bottom of my heart.”