Universal Credit is complex. We have advice on how it works
Universal Credit is being introduced across the UK in stages. It will replace 6 ‘means-tested’ benefits - these are benefits you can get if your income and savings are below a certain level.
Whether you should apply for Universal Credit instead of one of these benefits, depends on where you live and your circumstances - check if you can apply.
Universal Credit works differently from other benefits - so if you’re moving from another benefit it’s important to know the differences.
The biggest differences are:
- you can get Universal Credit if you’re unemployed but also if you’re working
- you’ll get a single payment each month, rather than weekly or fortnightly
- instead of getting a separate housing benefit, your housing costs will be paid directly to you as part of your monthly Universal Credit payment
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