Fee free basic bank accounts are designed for people who can’t get a standard current account or can’t use their current bank account due to financial difficulties. You don’t get an overdraft facility, so you can’t get into debt, but you can pay bills by Direct Debit or Standing Order and get a debit card you can use to pay in shops. You can have your money paid in and take it out over the counter or via a cashpoint. Withdrawing money from a cash machine at a bank or Post Office in the UK is usually free, but you may be charged if using private cash machines.
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